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FINTECH CASE STUDY

Leading Digital Bank Secures Customer Transactions with Quantum-Safe Encryption

Discover how a major Indian digital bank protected 50M+ daily customer transactions against quantum threats while maintaining 100% SEBI compliance using QuantSafe-AI's comprehensive quantum security suite.

Digital Banking Security Dashboard
Live Implementation
₹2.5T
Quantum-Safe Transactions
50M+
Daily Transactions Secured
99.99%
Security Uptime
40%
Reduction in False Alerts

Company Overview

Our client is one of India's leading digital banks, serving over 25 million customers with a comprehensive suite of financial services including payments, lending, investments, and insurance. As a fully digital bank, they process more than 50 million transactions daily, making security their top priority.

With the increasing sophistication of cyber threats and the looming quantum computing threat, the bank recognized the need to future-proof their security infrastructure while maintaining compliance with SEBI regulations and ensuring seamless customer experience.

Client Profile

25M+ Customers
Active user base
₹500B+ AUM
Assets under management
50M+ Daily Transactions
Transaction volume
SEBI Regulated
Full compliance required

The Challenge

Quantum Threat Preparation

The bank needed to prepare for the quantum computing threat that could potentially break current RSA and ECC encryption methods used in their transaction processing systems.

  • Current encryption vulnerable to quantum attacks
  • Need for future-proof security architecture
  • Protecting long-term customer data

SEBI Compliance Requirements

Strict regulatory requirements demanded enhanced cybersecurity measures with detailed audit trails and incident reporting capabilities.

  • Mandatory cybersecurity framework implementation
  • Real-time incident detection and reporting
  • Comprehensive audit trail maintenance

Scale and Performance

Processing 50+ million transactions daily required a security solution that could scale without impacting transaction speed or customer experience.

  • High-volume transaction processing
  • Sub-second response time requirements
  • 24/7 availability demands

Fraud Prevention

High false positive rates in existing fraud detection systems were impacting customer experience and operational efficiency.

  • Reducing false positive alerts
  • Improving fraud detection accuracy
  • Enhancing customer experience

The QuantSafe-AI Solution

Brahmas (QKD)

Quantum Key Distribution for ultra-secure communication between data centers and critical transaction processing systems.

  • Unconditional security for inter-datacenter communication
  • Real-time intrusion detection
  • SEBI-compliant audit trails

Garudas (QRNG)

Quantum Random Number Generation for cryptographic keys, transaction IDs, and fraud detection algorithms.

  • True randomness for cryptographic keys
  • Enhanced fraud detection algorithms
  • High-entropy transaction IDs

Shivas (PQC)

Post-Quantum Cryptography implementation for customer-facing applications and internal systems.

  • NIST-approved quantum-resistant algorithms
  • Seamless integration with existing systems
  • Hybrid classical-quantum encryption

Implementation Timeline

Phase 1: Assessment & Planning

Months 1-2

Comprehensive security audit, quantum readiness assessment, and implementation roadmap development.

Phase 2: Core Infrastructure

Months 3-4

Deployment of Brahmas QKD between primary data centers and implementation of Shivas PQC for critical systems.

Phase 3: Transaction Security

Months 5-6

Integration of Garudas QRNG for transaction processing and fraud detection system enhancement.

Phase 4: Full Deployment

Month 6

Complete system integration, staff training, and go-live with full quantum-safe security implementation.

Results & Impact

Quantifiable Results

99.99% Security Uptime

Achieved industry-leading security availability with zero quantum-related security incidents.

40% Reduction in False Fraud Alerts

Enhanced fraud detection algorithms using quantum randomness significantly improved accuracy.

100% SEBI Compliance Achievement

Successfully passed all regulatory audits with comprehensive quantum-safe security framework.

₹2.5 Trillion in Quantum-Safe Transactions

Successfully processed massive transaction volumes with quantum-safe encryption.

Business Impact

Customer Trust+25%
Operational Efficiency+30%
Regulatory Compliance100%
Future Readiness100%

Ready to Secure Your Fintech Operations?

Learn how QuantSafe-AI can help your financial institution implement quantum-safe security while maintaining regulatory compliance and operational excellence.